Riverstone Mortgage,
Serving All of Hampton Roads

Virginia Beach, Norfolk, Chesapeake, Suffolk, Hampton, Newport News, and the military corridors that connect them.

Brian Lacey has been closing loans for 36 years.

Where We Work

Hampton Roads is not one market, it is six cities with distinct buyer profiles, housing stocks, and local conditions.

Virginia Beach has a military-heavy buyer pool, coastal move-up buyers, and NAS Oceana driving consistent VA loan demand.

Norfolk is where government employees, medical workers, and first-time buyers are revitalizing neighborhoods within walking distance of the waterfront.

Chesapeake attracts families chasing Great Bridge schools and Greenbrier space.

Suffolk is the fastest-growing new construction market in the region.

Hampton and Newport News give the Peninsula its own VA loan and first-time buyer demand, anchored by Langley Air Force Base and Fort Eustis.

Brian Lacey is a mortgage broker in Hampton Roads. He knows the appraisal patterns, the neighborhood price floors, and the loan scenarios that show up in each submarket.

That local depth is what makes the wholesale rate shopping he offers translate into an actual closing, not just a rate quote.

Hampton Roads Cities

Virginia Beach

Virginia Beach is home to NAS Oceana, Fort Story, and one of the largest concentrations of active-duty military families on the East Coast. VA loans are the primary loan type, and buyers here move fast, PCS timelines, competitive offers, and tight appraisal windows require a lender who knows what a VA appraisal in Virginia Beach actually looks like. Brian handles all of it.

Chesapeake

Chesapeake is where first-time buyer demand concentrates in Hampton Roads. Great Bridge and Greenbrier draw families for the schools. The Deep Creek and South Chesapeake corridors attract buyers who need more space than Virginia Beach offers at the same price. Brian’s broker access means first-time Chesapeake buyers get the full picture on VHDA programs, FHA, and down payment assistance before they commit to a purchase price.

Norfolk

Naval Station Norfolk anchors Norfolk’s military buyer demand, and the Ghent, Larchmont, and Downtown neighborhoods attract first-time buyers who want walkability and price points that Virginia Beach no longer offers. Brian serves buyers across all Norfolk submarkets, including the government contractor and medical community based near the waterfront.

Suffolk

Suffolk is the fastest-growing submarket in Hampton Roads. Harbour View and new construction corridors attract first-time and move-up buyers who are priced out of Virginia Beach and want more than Chesapeake’s existing inventory. Brian works with Suffolk buyers and their agents to get pre-approvals that hold in a new construction timeline.

Newport News & Hampton

The Peninsula market, Hampton and Newport News has Langley Air Force Base and Fort Eustis driving military buyer demand that is underserved by premium mortgage branding. Brian serves Peninsula buyers with the same VA loan expertise and broker rate-shopping access that Virginia Beach buyers receive.

Talk To Brian About Your Options

Not Sure Which Loan Is Right for Your Situation?

The first conversation with Brian is free and without obligation.

Tell him your situation, he will tell you which programs you qualify for, what the rate looks like across the market, and what the next step is. No pressure. Just clarity.

Talk To Brian Today

Riverstone Mortgage — Hampton Roads, Virginia

Brian Lacey • Branch Manager • NMLS #13008

Riverstone Mortgage • Hampton Roads, VA • Equal Housing Lender • All loans subject to credit approval and qualification. This is not a commitment to lend. Appraisal and inspection offer subject to use of Riverstone Mortgage and a Riverstone-referred real estate agent for the same transaction. Not available in all situations. Ask a Riverstone loan officer for complete details.

Riverstone Mortgage, Serving All of Hampton Roads