Get in Touch with Riverstone Mortgage,Team Lacey

Here is exactly what happens when you reach out.

What to Expect When You Contact Team Lacey, Mortgage broker in Hampton Roads

Brian or a Team Lacey member responds the same business day.
The first conversation is a 15-minute call. Brian reviews your situation, tells you what you qualify for, and explains what the next step is. No application required. No pressure.
If you are ready to proceed, Brian issues a pre-approval letter within 1 hour. The letter reflects real underwriting exposure, not an automated estimate. It holds at the closing table.
If you are not ready yet, Brian tells you exactly what needs to change and what timeline is realistic. He does not string buyers along.

Connect With Us

Brian Lacey | NMLS 13008

757.376.7484

BrianL@BarrettFinancial.com

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Thank you for reaching out to the Lacey Team. Someone from our team will call within 24 hours.

Brian Serves All of Hampton Roads

Virginia Beach, Norfolk, Chesapeake, Suffolk, Hampton, Newport News, and the surrounding region including all of VA and NC. Not sure if your area is covered? Ask on the call, Brian will tell you directly.

Learn more about Brian Lacey, NMLS #13008

What Happens in the First 15 Minutes with Brian

Brian reviews your situation in plain language - income, credit range, down payment availability, and what programs apply
He tells you which loan programs you qualify for and what each one means for your monthly payment and down payment
He tells you what the next step is - whether that is issuing a pre-approval letter immediately or addressing one specific item first
He answers every question you have. The call ends when you have clarity, not when a timer runs out.

Questions About the Contact and
Pre-Approval Process

Is the first call really free?

Yes. The first conversation is always free and without obligation. Brian does not charge for pre-qualification calls or consultations.

Do I need to fill out a loan application to get a pre-approval letter?

Not immediately. Brian gathers the information he needs in the first call and issues a pre-approval letter once he has reviewed your documentation. The formal application follows when you are ready to make an offer.

How fast can I get a pre-approval letter?

Whether you are a VA home loan military buyer or looking for first time home buyer programs in Hampton Roads, Team Lacey can usually generate a pre-approval letter in about an hour.