Exclusive Offer
Use the Riverstone Team
We Cover Your Appraisal and Inspection
When you work with Riverstone Mortgage for your loan and use one of our recommended real estate agents, we pay for both your home appraisal and inspection out of pocket. That's typically $700–$1,100 in savings on your closing costs.
WHAT YOU'LL LEARN
20 Minutes That Save You Months of Confusion
Most first-time buyers feel overwhelmed because they don't know where to start. This webinar cuts straight to what matters.
Why a mortgage broker beats a bank
We shop 180+ lenders to find you the best rate for your situation. A bank only offers their own products. We explain the real difference in plain numbers.
What lenders actually look at
Credit, income, assets, and the property itself, the four things that determine whether you qualify and how much you can borrow. No mystery, no jargon.
First-time buyer programs you may not know about
Down payment assistance, USDA rural loans, FHA options, and more. Many Hampton Roads buyers qualify for programs that make ownership more affordable than renting.
Why homeownership builds wealth
Mortgage payments build equity. Rent payments don't. We walk through why buying, even in today's market, is often the stronger long-term financial move.
The full process from start to keys
Pre-approval, offer, underwriting, closing, we map every step so you know what's coming and who's doing what at each stage.
How to protect your loan approval
Common mistakes buyers make between pre-approval and closing that can kill a deal. Knowing these can save your loan.
HAMPTON ROADS MILITARY FAMILIES
You Don't Have to Use Companies With The Word Veterans Or VA.
Riverstone Mortgage specializes in VA loans. We know VA financing inside and out, funding fees, entitlement, residual income requirements, and how to get you closed fast. You have the right to choose any VA-approved lender, and you may get a significantly better deal when someone shops multiple lenders on your behalf instead of offering you a single in-house rate.
$0
Down payment required on VA loans for eligible service members and veterans
180+
Lenders we shop to find your best VA loan rate
36 Years
Brian Lacey's experience in mortgage lending, underwriting, and loan approvals
IS THIS FOR YOU?
This Webinar Is Built for People Who Are Just Starting to Think About It
You don't need to be ready to buy tomorrow.
This is for you if any of these sound familiar.
You're renting and wondering if you're throwing money away every month
You've looked online and still feel confused about credit scores, down payments, and rates
You're a military family in Hampton Roads and want to understand your VA loan benefit
You're not sure if you qualify and want real answers before you waste anyone's time
You don't know where to start and don't want to feel like you're being sold to
You want to buy in the next 1–2 years and want to get your ducks in a row now
YOUR HOSTS
Real Experts. Real Hampton Roads
Two mortgage professionals with deep roots in the Hampton Roads market, one with 36 years of experience, one bringing fresh energy to modern buyers.
BL
Brian Lacey
Branch Manager • NMLS #13008
33 years in mortgage lending. Brian has seen every market cycle, knows underwriting inside out, and has helped thousands of Hampton Roads families get approved when other lenders couldn't get it done. When Brian says he can close your loan, he means it.
36 Years Experience
Quick, Simple, Easy
VA Loan Specialist
JV
Joshua Visser
Mortgage Loan Originator • NMLS #2379859
Joshua specializes in making the mortgage process feel simple and transparent for first-time buyers. He walks clients through every step, answers every question, and keeps things moving from pre-approval to closing day. No surprises, no confusion.
First Time Buyer Expert
Client First Approach
VA Loans
REGISTER NOW
Pick a Date That Works for You
Sessions are held twice a month, 20 minutes, online, completely free.
Spots are limited to keep it small and personal.
Second Tuesday of Each Month
6:30 PM • Online via Google Meet • 20 minutes
Fourth Thursday of Each Month
6:30 PM • Online via Google Meet • 20 minutes
Remember the appraisal & inspection offer
Attend the webinar, use Riverstone for your mortgage and our recommended agent and we cover both your appraisal and your inspection. Ask us about it on the call.
Riverstone Mortgage — Hampton Roads, Virginia
Brian Lacey • Branch Manager • NMLS #13008 • Joshua Visser • Mortgage Loan Originator • NMLS #2379859
Riverstone Mortgage • Hampton Roads, VA • Equal Housing Lender • All loans subject to credit approval and qualification. This is not a commitment to lend. Appraisal and inspection offer subject to use of Riverstone Mortgage and a Riverstone-referred real estate agent for the same transaction. Not available in all situations. Ask a Riverstone loan officer for complete details.